Access Fast and Flexible Loans Designed Around You
Nivushe Plus is your quick and easy loan solution! Get instant access to funds from 1,000 TSh up to 2,000,000 TSh straight into your Mixx wallet. Whether it’s a small emergency or a big opportunity, Nivushe Plus empowers you to take control of your financial goals with speed and ease.
All Mixx active eligible customers will be eligible to access this product via USSD and Mixx Super App
Upon an eligible customer’s request, the customer will have to select “Take loan” to see the available Nivushe Plus limit then they will select desired the loan amount and thereafter accept terms and conditions before they are able to enter their Mixx PIN and lastly the loan is disbursed to their Mixx wallet instantly
Get the Mixx Super App and enjoy the simplest, fastest, and most convenient mobile money transactions
Mixx only offers loans to selected customers who actively use services like airtime, data, SMS, bill payments and Mixx transactions. You will get an SMS when you qualify. For those who are not qualified to get a loan, for them to qualify in future, they will need to use more Yas and Mixx services & transactions
Mixx only offers loans to selected customers who actively use services like airtime, data, SMS, bill payments and Mixx transactions. You will get an SMS when you qualify. For those who are not qualified to get a loan, for them to qualify in future, they will need to use more Yas and Mixx services & transactions.
Dial *150*01# select 7 for Financial Services then select Loans then Nivushe Plus on your Yas sim-card or through Mixx Super App select Financial Services select Loans then select Nivushe Plus for you to Request for a loan. You will need to accept loan Terms & Conditions prior taking a loan with the specified payment period and enter the amount of money you want to take as a loan within your loan limit and then enter your PIN to complete the transaction.
If you get a message that says you don’t qualify, you will need to use more Yas and Mixx services & transactions.
Nivushe Plus offers loans from a minimum of Tsh 1,000. How much you can get depends on how you use your Mixx account and how you use other Yas services like airtime, data, and SMS. Each customer is granted their own limit according to their score.
You can get loans for 1- 90 days. The payment will be taken out of your Mixx account at the end of the term you choose.
The fee is different for each customer and each loan. Fees range between 9.2% to 25%. You will be shown how much your fee will be before you take the loan. Customers with good habits (like paying and transferring with their Mixx account and always repaying their loan on time) get lower fees.
Dial *150*01# select 7 for Financial Services, Loans, Nivushe Plus and then select 3 for “Outstanding Loan balance” or through Mixx Super App select Financial Services select loans select Nivushe Plus then select “Outstanding Loan balance”
To repay your Nivushe Plus make sure you have enough money in your Mixx account on the day your loan is due and Nivushe Plus will initiate an auto strike from your Yas wallet. If you prefer to pay early or late, dial *150*01# and select 7 for Financial Services select Loans then Nivushe Plus then 2 for “Repay Loan” or you can use Mixx Super App select Financial Services select loans then Nivushe Plus the select “Repay Loan“. You can then choose whether you want to pay the whole loan, or only part of the loan and enter your PIN to confirm.
If you do not pay your loan on the due date you will have to pay a penalty fee of up to 7%- 10% of the outstanding balance. You will get an SMS to remind you to pay before the due date. If you pay late your next loan may be smaller, and if you often pay your loans late you could be removed from the Nivushe Plus service.
It’s always better to pay at least part of the loan when you can, because this will keep your Late Payment fee smaller.
Use Yas and Mixx services & transactions more often, and make sure you repay your loans on time. The loan amounts you get are decided by your use of Yas services like airtime, data, SMS, bill payments and Mixx transactions and by looking at whether you repay your loans on time, every time.
If you’ve paid one of your loans late, or if you’re using Mixx or other Yas services less than you used to. The loan amounts you get are decided by your use of Yas services like airtime, data, SMS, bill payments and Mixx transactions and by looking at whether you repay your loans on time, every time.
If the message notification you get is that you don’t qualify this means that you need to use Yas and Mixx services regularly to be qualified in the future and pay loan on time.
If the message notification is “you have reached your daily loan limit”. Please try after 24 hours for you to enjoy the Nivushe Plus service.
Nivushe Plus is a better version of Yas Nivushe , they are both managed by Yas. The main difference is financial services provider i.e with Nivushe Absa and Jumo were the only providers- while with Nivushe Plus we will have more than one FSP’s which are Azania bank, Letshego Bank, CRDB Bank , DCB Bank and Mwanga Hakika Bank, therefore we will be able to serve more customers.
